How much would you have to invest today to receive:

– Why does money have a time value?

-What is a deferred annuity?

-List five different financial applications of the time value of money.

 

-What is the present value of?

$8,000 in 10 years at 6 percent?

$16,000 in 5 years at 12 percent?

$25,000 in 15 years at 8 percent?

-If you invest $12,000 today, how much will you have:

In 6 years at 7 percent?

In 15 years at 12 percent?

In 25 years at 10 percent?

In 25 years at 10 percent (compounded semiannually)?

-How much would you have to invest today to receive:

$12,000 in 6 years at 12 percent?

$15,000 in 15 years at 8 percent?

$5,000 each year for 10 years at 8 percent?

$40,000 each year for 40 years at 5 percent?

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